Commitment Matters: Mary & Ruth Dillingham - Free-range Advice From Five-hundred Feet Above

In the inaugural episode of Commitment Matters, Mary catches up with Ruth Dilligham, Esq. NTP and owner of Dillingham Consulting LLC. You can reach Ruth by email at rdillingham@dillinghamconsultingllc.com - be sure to sign up for her newsletter!

During their conversation, Mary and Ruth discuss:

• Now is the time to ensure you're a member of your state's LTA or Bar Association and confirm your ALTA membership is current.
• Here's a resource to help you spot the red flags of Elder Financial Abuse and information on guardianship in the Real Estate transaction.
• With the uptick in RON and RIN closings, due to the pandemic, it's important to follow legal challenges that arise. Make sure you keep an eye on ALTA's Digital Closings library to stay up to date.
• Ruth notes as bankruptcies rise, we face a possible economic downturn that will affect our industry. Read more about this and learn more about the electronic chip shortage for car manufacturing she also mentioned. Mary added concern for the K-shaped recovery graph, which you can explore further in this article.
• Working from home has increased concerns for proper handling of NPPI and other Best Practice policies. Still, many employees hope to continue working from home and many firms plan to continue remote work. Here's an interesting look at the Lenders view on the topic.
• Mary and Ruth touch on Economic Fairness in Lending.
• The New GSE Borrower Guidelines were discussed. Read more about that here and stay up to date with Fannie Mae and Freddie Mac here.
• There are proposed changes to the Capital Gains Tax Exemption. You'll want to be aware of what this means for cash buyers.

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